In 2022, investment in Real Estate Investment Companies (SCPI) continues to attract many savers. Indeed, these investment vehicles allow for the diversification of assets while potentially generating regular income. However, with the multitude of SCPIs available on the market, it is often difficult to make an informed choice. Therefore, it is necessary to identify those that best match your financial goals and investor profile. What criteria should be prioritized? What trends and performances should be monitored?
Defining Your Investment Objectives
Before embarking on the purchase of SCPI shares, it is essential to clarify your objectives. Are you primarily looking to generate supplementary income? To prepare for your retirement? To benefit from tax advantages? Each SCPI has its specificities, and some will be more suited to your needs than others.
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- Yield SCPIs: Ideal for those who wish to receive regular income, these SCPIs primarily invest in commercial properties, offices, shops, or warehouses.
- Tax SCPIs: They offer interesting tax advantages in exchange for investment in residential properties eligible for tax reduction schemes such as Pinel or Malraux.
- Value SCPIs: For those aiming for long-term capital gains, these SCPIs focus on the appreciation of real estate assets.
Analyzing Past Performances and Prospects
The past performances of an SCPI do not guarantee its future success, but they provide indications about its management and resilience to fluctuations in the real estate market.
Examine the distribution rate on market value (TDVM), which reflects the yield of dividends paid to partners. A high TDVM may indicate good profitability. Furthermore, the ability to maintain high occupancy rates of properties is a sign of stability.
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It is also relevant to consult annual reports and expert analyses to evaluate the acquisition and asset management strategy. An SCPI focused on geographically and sectorally diversified assets offers better protection against risks.
New SCPI Trends in 2022
The SCPI market is in constant evolution. In 2022, several trends are emerging, influenced by economic and environmental changes. Here are the main ones:
- Logistics: With the rise of online commerce, logistics SCPIs are experiencing renewed interest. Investing in warehouses and distribution centers is becoming a strategic opportunity.
- Healthcare Real Estate: SCPIs specialized in healthcare facilities, nursing homes, and private clinics are responding to a growing demand related to the increase in life expectancy.
- Sustainable Real Estate: In light of environmental awareness, some SCPIs focus on eco-friendly and environmentally responsible buildings that comply with energy and environmental standards.
SCPI to Watch in 2022
Among the many SCPIs available, some stand out due to their performance and prospects.
- Pierval Santé: This SCPI invests in healthcare facilities across Europe. Its strategy is based on the aging population and the increasing demand for healthcare services.
- Épargne Pierre: Focused on commercial real estate, this SCPI offers interesting geographical diversification with assets spread across the entire French territory.
- Corum XL: Known for its international investments, this SCPI stands out for its ability to seize opportunities outside the eurozone, thus providing exposure to diversified real estate markets.
- When investing in an SCPI, it is wise to rely on criteria such as personal objectives, historical performance, and current market trends. Yield, tax, and value SCPIs meet different needs and each presents specific advantages. Analyzing distribution rates, occupancy rates, and management strategies allows for an informed choice. Emerging trends, particularly in logistics SCPI, healthcare real estate, and sustainable real estate, offer promising opportunities for 2022. Therefore, stay attentive to SCPIs to watch, such as Pierval Santé, Épargne Pierre, and Corum XL, to optimize your investment.